End to End Testing

We deliver a comprehensive sandbox staging environment for our merchants to use while completing their integration. You can use any of our test cards shared below to ensure your integration is able to deal with different payment processing use cases.

Introduction

For the sake of our merchant's convenience and to ensure the integrity of every merchant's integration with OPay, we provide a comprehensive sandbox staging environment. You may use our staging environment while your integration is ongoing or if you wish to explore OPay's newly added features. You will have the capability to simulate purchases using your own OPay integration in staging mode. This allows you to ensure the integrity of your integration logic before you switch into production mode without having to make real purchases.

We provide a set of cards where you can test different payment use cases. Note that you can only use these cards for testing within your OPay account and not for real purchases. Similarly, genuine card numbers will not be recognized within your staging environment. To simulate payments, use any of the following test card details provided in the table below.

Warning

Note: Test cards only work in the staging environment and not in the live environment. Similarly, you cannot use a real card while your site is in the staging environment.

Note

You can always check the result of any testing payment in your OPay Dashboard by checking reports and orders.

Card Schemes

Number	Expiry Month	Expiry Year	cvv	Pin	otp	Test Case	Status
5061 4604 1012 1111 101	12	99	557	1102	543210	Pin	PENDING
5061 4604 1012 1111 102	12	99	558	1103	543210	Pin+OTP	PENDING
5061 4604 1012 1111 103	12	99	559	1107	543210	Pin+3DS	PENDING
5061 4604 1012 1111 104	12	99	560	1104	543210	Pin	SUCCESS
5061 4604 1012 1111 105	12	99	561	1105	543210	Pin+OTP	SUCCESS
5061 4604 1012 1111 106	12	99	562	1106	543210	Pin+3DS	SUCCESS
5061 4604 1012 1111 107	12	99	563	1107	123456	Pin	FAIL
5061 4604 1012 1111 108	12	99	564	1108	245678	Pin+OTP	FAIL
5061 4604 1012 1111 109	12	99	565	1109	456789	Pin+3ds	FAIL
5061 4604 1012 1111 110	12	99	566	1110	234567	No auth
5061 4604 1012 1111 111	12	99	567	1111	334455	Insufficient balance
5061 4604 1012 1111 112	3	21	568	1111	334455	Expired card
4508 7500 15741 019(USD)	12	99	100			3DS	SUCCESS
4012 0000 3333 0026(USD)	12	99	100			3DS	SUCCESS
5123 4500 0000 0008(USD)	12	99	100			3DS	SUCCESS
2223 0000 0000 0007(USD)	12	99	100			3DS	FAIL
5111 1111 1111 1118(USD)	12	99	100			3DS	FAIL
2223 0000 0000 0007(USD)	12	99	100			3DS	FAIL
5061 4604 1012 1111 103(USD)	12	99	100	1107		3DS	PENDING

BankAccount

Bank Code	Account Number	Dob	BVN	OTP	Test Case	Description
033	2215381184	05-01-1990	123456789	-	3DS	This account will always return successful payment.
033	2215381176	05-01-1990	123456789	11315632	OTP	This account will always return successful payment.
033	2215381190	05-01-1990	123456789	11315632	OTP	This account will always return failure payment.

OpayWallet

Phone Number	PIN	OTP	Description
1259257649	123456	315632	This the phone number will always return successful payment
1259257649	123456	315633	This the phone number will always return failed payment

Transaction Amount	Action	Description
30 NGN	Generate QR Code	This transaction amount will always return successful payment
20 NGN	Generate QR Code	This transaction amount will always return pending payment
10 NGN	Generate QR Code	This transaction amount will always return failure payment

BankUssd

Amount	Description
1300 Kobo	This amount will always return successful payment
1400 Kobo	This amount will always return failed payment

BankTransfer

Amount	Description
2300 Kobo	This amount will always return successful payment
2400 Kobo	This amount will always return failed payment

OPay Now

OPay Now Payin Verification

Please select Y or N on the mock page to test successful and failed transactions.

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Reference Code

Reference Code Payin Verification

You can verify the 9 digits code for Reference Code Payin. After verification, you will receive a callback notification.

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